Commercial Umbrella Insurance
Commercial Umbrella Insurance
Request a QuoteA commercial umbrella policy provides your business protection against large, catastrophic liability claims when your underlying policies have been exhausted. An umbrella policy sits on top of all 3 of your “underlying” policies, which are: General Liability, Commercial Auto, and Employers’ Liability.
In order for your umbrella to respond appropriately, you must carry specific limits on your Underlying Policies.
Those minimum limits are typically:
- $1M/$2M for General Liability
- $1M for Auto
- $500,000 for Employers’ Liability
In today’s legal climate, it’s extremely risky for your business to not have some type of umbrella in place.