Retail Hardware Insurance
Retail Hardware Insurance
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What is Retail Hardware Insurance?
As a store owner, safeguarding your business against potential risks is paramount, and one critical aspect of protection is having comprehensive retail hardware insurance. Retail hardware insurance provides coverage for a wide range of risks that are specific to the retail industry, including theft, damage, and loss of valuable hardware equipment such as cash registers, point-of-sale (POS) systems, and electronic devices.

Why is Retail Hardware Insurance Essential?
Having retail hardware insurance is essential for store owners for several compelling reasons, but it may come with its own set of challenges when it comes to acquiring coverage.
- Protection against Theft, Damage, and Loss: Theft, damage, and loss of hardware equipment can result in significant financial losses for store owners. Retail hardware insurance provides coverage for these risks, helping to mitigate the financial impact of such incidents. It protects against theft, burglary, vandalism, fire, and other unforeseen events that may cause damage or loss to valuable hardware equipment.
- Liability Coverage for Customer Injuries or Property Damage: Retail hardware stores are also exposed to liability risks, such as customer injuries or property damage that may occur on the store premises. Retail hardware insurance can provide liability coverage, protecting store owners against potential lawsuits and financial losses arising from such incidents. This can help cover legal costs, settlements, and damages in case of liability claims, providing crucial financial protection.
- Business Interruption Coverage: In the unfortunate event that your store needs to temporarily shut down due to damage or loss of hardware equipment, you may experience a loss of income and incur additional expenses. Retail hardware insurance can provide coverage for loss of income and business interruption, ensuring that you have financial support during the downtime and allowing you to recover and resume operations smoothly.

The TruView Difference in Retail Hardware Insurance
Hardware. Paint. Pet supplies. Crafts. No matter what your store sells, TruView’s retail industry experience ensures you’ll have the coverage you need.
- Get more than just a quote! Experience actual value from your insurance program
- Customized service timeline and agreement
- Products and services exclusively for the retail and wholesale hardware industry
- Access to industry specific carriers and programs
- Multiple dividend eligible programs
While obtaining retail hardware insurance may present challenges, store owners can overcome them with expert assistance. Working with an experienced insurance broker who specializes in the retail industry can be invaluable. We can assess the specific risks of your store, and provide expert guidance on policy exclusions, limitations, and deductibles, ensuring that you have a comprehensive insurance plan that aligns with your specific needs.

Knowledgeable Experts in the Wholesale Hardware Industry
With more than a decade of experience providing insurance solutions for the retail and wholesale hardware industry, there isn't anything that surprises us.
Our strong relationships within the industry keep us up-to-date on the latest happenings in your industry, while we keep up with the newest and best insurance programs for you.
In addition to his industry-specific experience, Sean Grady is a Certified
Insurance Counselor (CIC) and a Certified Risk Manager (CRM).
Just 3% of insurance agents in the country have achieved this designation.
"We want to provide distinctly clear value to retail and wholesale hardware dealers- in addition to providing expertise and specialization." -Sean Grady CIC, President
We specialize in insurance for Ace Hardware, Do it Best and True Value retail locations. Contact Us today for more Information.