If you specialize in new landscape construction, general landscape maintenance, or even a mixture of both, TruView Insurance has a few programs to fit your needs as a landscaper.
Our goal is to provide you with specialized, expert service that can help your business achieve its goals, including:
- Contract Review
Bidding on a job that has specific insurance requirements? We routinely review these contracts for our clients so they have an understanding of whether there are any impacts to their insurance costs. This allows our contractors to adjust their bids accordingly.
- Experience Mod Reduction
We have a few programs that help reduce your experience mod factor on your workers compensation policy. Not only will these programs reduce your costs for workers’ compensation, but it will allow you to bid on jobs that require your experience mod to be below a certain level. Therefore, these programs have a dual impact of reducing costs and increasing your opportunity for revenue
- Certificate of Insurance Turnaround
98% of our customers receive the certificate of insurance that they’ve requested within 60 minutes of their request.
100% of our customers receive the certificate of insurance that they’ve requested within 24 hours.
Tired of not getting paid on a contract because your insurance agent still hasn’t sent the proper certificate? You won’t have that problem with us!
Common Coverages for Landscape Contractors
- General Liability
Required by most contracts you’ll enter into with property owners, community associations, homeowners, and other potential customers.
Provides coverage for bodily injury or property damage in the event of your negligence
Many contracts will require to be listed as an additional insured and/or have waiver of subrogation on this policy.
- Property
Provides coverage for your property while it’s located at your office, storage facility, warehouse, or company premises.
- Equipment Coverage
Provides coverage for your equipment while it’s out on a jobsite or in transit to/from a jobsite
- Commercial Auto
Provides coverage for your vehicles and any liability that may arise from your use of those vehicles
You should make sure that your trailers are listed on this policy as well
- Workers’ Compensation
Required by law in most states
Provides coverage for employees who are injured while working
- Professional Liability (Errors & Omissions)
Provides coverage in the event you make an error when providing any design, planning, estimating services
- Pollution Liability (Pest and Herbicide)
Provides a limited amount of coverage for pollution liability if you apply pest or herbicide. Frequently, this coverage is required by the state if you’re filed to perform this type of work.